Contact us: 563.441.1776
Description
A rare opportunity to move into Center Point for under $200k. This charming home offers space, character, & functionality. Step inside and you'll immediately appreciate the beautiful original wood trim, which adds timeless warmth and craftsmanship you simply can't find in newer homes! Enjoy year-round relaxation in the 4-seasons porch, perfect for morning coffee or unwinding with a book after a long day. The main floor drop zone features a laundry room with expansive windows, making laundry a little less annoying. Outside, the property offers a 2-stall detached garage with entertainment potential, a privacy fence, and plenty of room to park your boat, camper, or extra vehicles with ease. Grill on the patio or sit with friends at the fire pit. This home allows for versatile activities in the large yard. Love the outdoors? You are 3 minutes to the bike trails, ten minutes from either the Wapsipinicon River or Pinicon Ridge Park, and only 10 minutes from Cedar Rapids. This home offers small-town living with quick access to city amenities, shopping, dining, and employment opportunities. Do not wait for the weekend to see this property. Call you agent or myself for a showing today!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,431
Fenced Yard
Garage Size: 2
Built in 1923
School District: CenterPt/Urbana
General Information
Bedrooms: 3
Bathrooms: 1
Sqft: 1,431
County: Linn
High School: CenterPt/Urbana
Listed By:
Pinnacle Realty LLC
319-393-0900
Nicki Kramer
Cedar Rapids MLS
MLS ID: 2602199
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314 Main Street, Center Point, IA 52213.
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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $195,000 | $195,000 | $195,000 |
| Down Payment | $39,000 | $6,825 | $48,750 |
| Monthly Mortgage Amount | $935 | $1,148 | $1,195 |
| Taxes | $271 | $271 | $271 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $86 | $0 |
| Monthly Estimated Total | $1,306 | $1,605 | $1,566 |
About this area
About Center Point
Center Point, IA is a growing community in eastern Iowa that offers a blend of small-town charm and convenient access to nearby urban amenities. Known for its friendly atmosphere and well-maintained neighborhoods, Center Point appeals to residents who value a quieter pace of life without being far from larger employment and shopping centers. Local parks, recreational facilities, and community events contribute to a strong sense of connection among residents, while surrounding countryside adds to the area’s appeal.
Real estate in Center Point provides a diverse range of housing options. Buyers will find established neighborhoods with traditional single-family homes, many featuring ranch-style or split-level designs, attached garages, and spacious yards. Newer residential developments have expanded the local market, offering modern homes with open floor plans, energy-efficient features, and updated finishes. These newer properties are especially attractive to growing families and buyers seeking move-in-ready options.
The area also offers opportunities for buyers interested in larger lots or semi-rural living just outside town limits. These properties provide additional space for outdoor activities while maintaining close proximity to schools, shopping, and daily services. Affordability compared to larger cities is a key draw, making Center Point appealing to first-time buyers, professionals, and retirees alike.
Center Point’s steady growth, community focus, and accessible housing market support long-term residential appeal. Its location allows residents to enjoy both small-town living and regional connectivity. With a variety of home styles, neighborhood settings, and price points, Center Point continues to attract buyers seeking comfort, value, and a welcoming Iowa community.
If you are ready to start your real estate buying or selling journey, browse the newest homes for sale in Center Point, IA. You can also contact us—we are here to help!
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/01/2026. The listing information on this page last changed on 04/01/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 04/01/2026 7:36:07 AM EST) or MRED MLS (last updated Wed 04/01/2026 7:20:17 AM EST) or SCWMLS (last updated Tue 03/31/2026 11:54:41 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 03/31/2026 10:15:14 PM EST) or Cedar Rapids MLS (last updated Wed 04/01/2026 6:51:26 AM EST) or NEIRBR MLS (last updated Wed 04/01/2026 7:28:42 AM EST) or ICAAR MLS (last updated Tue 03/31/2026 11:37:31 PM EST) or ECIMLS (last updated Tue 03/31/2026 11:44:31 PM EST) or RMLSA (last updated Wed 04/01/2026 1:10:57 AM EST) or Muscatine MLS (last updated Wed 04/01/2026 2:00:22 AM EST) or No Coast MLS (last updated Wed 04/01/2026 7:04:02 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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